DECISION MANAGEMENT ARCHITECTURE

Digital transformation is changing how companies create business value. Customers want to interact in real-time across a variety of channels – permanent availability is a precondition. At the same time, markets are continuously changing and companies need to be able to manage their increased business risks. In order to raise profitability and grow in this dynamic environment, companies automate and optimize their operational decisions to leverage business value.

Organizations are adopting decision management technology because they need a higher return from infrastructure investments, are dealing with increasing business decision complexity, face competitive pressure for more sophisticated decisions and increasingly short windows of competitive advantage. Companies needs to improve the value created through each decision by deploying analytics solutions that better manage the trade-offs between accuracy, consistency, agility, speed and cost of decision-making.

GDS MODELLICA Decision Management provides a comprehensive environment for rapid decisioning development for customers to customize, assess, deploy and scale decisioning technology in a real-effective way. Powerful features allow companies to manage and automate operational decisions with high performance across all processes, systems and channels either On-premises or On the Cloud.

DATAVIEW360

The DataView360 was developed to ease the integration with external and internal data sources, such as credit bureaus, fraud and ID verification providers. The software product is configurable to allow our customers to pick and choose the data they require within their processes for instant decisioning.
DataView360 is a web-services application that is easily integrated within existing infrastructure or external environments. The DataView360 Data Engine has emerged as an essential tool for effective and dynamic risk management practices.

Used to access, interrogate and integrate data with any host or proprietary systems, the Data Engine is equally ideal for users who need to enhance their legacy systems as well as those looking for a modular full-scale solution.
The Data Engine is pre-configured to access over 80 worldwide data sources including all U.S., Canada and U.K. credit bureaus, as well as a comprehensive list of alternative sources for both business and consumer data needs.

1

CONNECTIVITY

Connects to application front-ends, marketing websites, loan management platforms, internal customer databases, and third party data bureaus.

2

DATA AGGREGATION + NORMALIZATION

Normalize data, generates credit bureau attributes and perform calculations.

3

PROCESSING

Implement objects (instructions) in logical sequences and flows.

CASE CENTER

Whether lending to consumers or businesses, your organization has a need to grow and acquire new clients. Sustainable growth requires you to process credit applications intelligently, consistently and cost effectively. Leveraging the power and flexibility of DataView360 coupled with our firm’s extensive experience and knowledge of risk mitigation, GDS MODELLICA can provide a flexible full-scale Case Management solution.

Used to access, interrogate and integrate data with any host or proprietary systems, the Data Engine is equally ideal for users who need to enhance their legacy systems as well as those looking for a modular full-scale solution.
The Data Engine is pre-configured to access over 80 worldwide data sources including all U.S., Canada and U.K. credit bureaus, as well as a comprehensive list of alternative sources for both business and consumer data needs.

The Case Management application processing solution delivers sophisticated functionality, including:

Data Capture

Worklists

Manual Review Queues

Summary Screens

Detailed Views of Credit Files

Exception Handling Tasks

Administrative Functions

DataView360’s Case Management interface supports originations, account review, fraud mitigation and collections. The Case Management interface addresses business process automation through queue management, workflow, prioritization, exception handling and cross-sell. This makes it ideal for any business looking or a fast, reliable and cost effective customer acquisition or inderwriter solution.

HIGH PERFORMANCE ENVIRONMENT

Technology will not only change customer behaviour, but also enable new risk-management techniques, often coupled with advanced analytics. The proliferation of new technologies provides cheaper, faster computing power and data storage, which enable better risk decision support and process integration.

Today, a vast amount of customer data is available and accessible to banks. Faster, cheaper computing power enables banks to leverage new information for instance, granular customer -payment and spending behaviour, social-media presence, and online browsing activity in risk decision making.

Accessing external, unstructured data offers substantial upside not only for better credit-risk decisions, but also for portfolio monitoring and early warning, the detection of financial crime, and prediction of operational losses.