Cloud Analytics

ModellicaPro provides client high end modelling service using Machine Learning approaches and access to new data sources through an API driven, low cost, monthly model monitoring service.

ModellicaPRO

GDS Modellica provides an Analytics as a Service approach through different services designed to allow our clients to take advantage from the most advanced analytics techniques by using our proven expertise, and international leadership to create a “total solution” approach to optimizing risk exposure, market opportunities, competitive differentiation, profitability, and leading technology implementation.

1

Onsite Consulting & Advisory

Establish performance baselines and guardrails, optimal data sources

Client Performance Analysis

Feature engineering, data source analysis, detailed reporting, client risk committee engagement

2

3

Expert Model Build

Validation, calibration & testing, including rapid implementation plan, optimal decision flow, training & full documentation.

Model Implementation

Execute implementation plan & integrate to Modellica Originations solution for scoring

4

5

Monitoring & Tuning

Monthly expert business review & emailed reporting with guardrail alerts, ongoing evaluation of performance data, ongoing suggestions for additional variables & data sources to consider, annual certification of validation and ongoing support to reimplement re-tuned models

Access

Provision client access to all analytics reporting and analysis tools for independent validation & use. Re-develop your models with your latest performance data, or simply experiment

6

ModellicaPro Value Proposition for your company

De facto warranty on the performance of the models

Real time or near time model monitoring & client self-service capabilities

Cloud integration

Model IP owned by the client, no black box & unexplainable measures

Bank Transactions Analytics
for greater predictiveness and accuracy

GDS Modellica has heard from numerous lenders that Open Banking is bringing bank transaction history that provides powerful insights into cash flows for lending purposes. However, the information is difficult to instantly extract, transform, and aggregate into rules, flags and attributes for models and credit risk strategies.

GDS Modellica already offers a powerful decision engine and analytics platform for credit and lending decisioning and is bringing those same capabilities to the bank transaction decisioning arena trough BT Analytics.

BT Analytics is the Bank account information delivered, transformed to insightful attributes, model, policy and dashboard ready in a way that provides a competitive advantage for any consumer or commercial lender.

Indicators

Over 750 Rules and Flags (Affordability, Has payroll, Due Date Alignment, …..)

Attributes

Over 5,000 Attributes (Velocity calculations around transaction amounts, Trended cash withdrawal amounts, Payroll/deposit cash flow history trends, ….)

Scores

Custom and generic scores (2nd and 3rd Party Fraud Models, First Payment Default Model, Straight Roller Model, Default on bill / payment preference models, Collections & Prioritization, ….)

Relevant advantages for our clients when using Bank Transactions Analytics:

Increase in predictiveness when utilized in fraud and default models & expert rules*

Greater accuracy compared to traditional transaction categorization
Dramatically reduce fraud, enhance bank verification, due date alignment and improved approval rates and limit assignments
Local markets agnostic
(*) Absolute 10-15% lift in AUC (Area under the curve) utilizing only bank aggregation data vs internal model built with credit bureau data

Request a Demo

Download our Overview

Download New Case Study

CESCE opts for the GDS Modellica Decision Suite

Less clicks and more information?

Icons made by Smashicons from www.flaticon.com
Icons made by geotatah from www.flaticon.com
Vector de Globo creado por iuriimotov - www.freepik.es
Icons made by Freepik from www.flaticon.com
Vector de Salud creado por freepik - www.freepik.es Vector de Educación creado por vectorjuice - www.freepik.es
Icons made by Icongeek26 from www.flaticon.com
Vector de Negocios creado por pch.vector - www.freepik.es Vector de Abstracto creado por vectorjuice - www.freepik.es Vector de Plantilla creado por freepik - www.freepik.es Vector de Infografía creado por katemangostar - www.freepik.es
Icons made by monkik from www.flaticon.com
Icons made by Freepik from www.flaticon.com
Icons made by mangsaabguru from www.flaticon.com
Icons made by Freepik from www.flaticon.com
Icons made by Freepik from www.flaticon.com
Icons made by mynamepong from www.flaticon.com
Icons made by Eucalyp from www.flaticon.com
Icons made by Smashicons from www.flaticon.com
Icons made by Freepik from www.flaticon.com
Icons made by monkik from www.flaticon.com
Icons made by Freepik from www.flaticon.com
Icons made by Kiranshastry from www.flaticon.com
Icons made by srip from www.flaticon.com
Icons made by Smashicons from www.flaticon.com
---------------------------------------------------- Vector de Negocios creado por vectorjuice - www.freepik.es Vector de Dibujos animados creado por vectorjuice - www.freepik.es Vector de Diseño creado por fullvector - www.freepik.es Vector de Venta creado por macrovector - www.freepik.es Vector de Tecnología creado por macrovector - www.freepik.es Vector de Negocios creado por stories - www.freepik.es Vector de Tecnología creado por upklyak - www.freepik.es Foto de Negocios creado por Waewkidja - www.freepik.es Foto de Negocios creado por freepik - www.freepik.es Foto de Icono creado por freepik - www.freepik.es Foto de Negocios creado por freepik - www.freepik.es Vector de Personas creado por rawpixel.com - www.freepik.es Vector de Tecnología creado por upklyak - www.freepik.es Vector de Fondo creado por iconicbestiary - www.freepik.es Vector de Negocios creado por freepik - www.freepik.es Vector de Escuela creado por upklyak - www.freepik.es Vector de Escuela creado por upklyak - www.freepik.es Vector de Fondo creado por freepik - www.freepik.es Vector de Fondo creado por pikisuperstar - www.freepik.es Vector de Banner creado por fullvector - www.freepik.es Icons made by srip from www.flaticon.com Vector de Diseño creado por fullvector - www.freepik.es Vector de Banner creado por fullvector - www.freepik.es Vector de Tarjeta de visita creado por fullvector - www.freepik.es Vector de Tarjeta de visita creado por fullvector - www.freepik.es Vector de Banner creado por fullvector - www.freepik.es Vector de Infografía creado por katemangostar - www.freepik.es Vector de Logo creado por katemangostar - www.freepik.es Vector de Fondo creado por freepik - www.freepik.es Vector de Negocios creado por fullvector - www.freepik.es Vector de Negocios creado por freepik - www.freepik.es Vector de Ciencia creado por macrovector - www.freepik.es Vector de Negocios creado por pikisuperstar - www.freepik.es Vector de Infografía creado por fullvector - www.freepik.es Vector de Mercadeo creado por slidesgo - www.freepik.es Foto de Negocios creado por jannoon028 - www.freepik.es Foto de Fondo creado por freepik - www.freepik.es Vector de Flecha creado por macrovector - www.freepik.es iconixar from www.flaticon.com Icons made by Nhor Phai from www.flaticon.com Icons made by surang from www.flaticon.com Icons made by dDara from www.flaticon.com Icons made by mynamepong from www.flaticon.com Vector de Diseño creado por freepik - www.freepik.es Vector de Diseño creado por freepik - www.freepik.es Vector de Ilustración creado por stories - www.freepik.es Vector de Ilustración creado por stories - www.freepik.es Vector de Fondo creado por pikisuperstar - www.freepik.es Vector de Tecnología creado por upklyak - www.freepik.es Vector de Fondo creado por pikisuperstar - www.freepik.es Vector de Tecnología creado por upklyak - www.freepik.es Vector de Tecnología creado por stories - www.freepik.es/***********/ Vector de Infografía creado por fullvector - www.freepik.es Vector de Infografía creado por fullvector - www.freepik.es Vector de Fondo creado por rawpixel.com - www.freepik.es Vector de Negocios creado por pikisuperstar - www.freepik.es Vector de Negocios creado por stories - www.freepik.es Vector de Tarjeta creado por stories - www.freepik.es Vector de Negocios creado por freepik - www.freepik.es Foto de Tecnología creado por master1305 - www.freepik.es Iconos landing Icons made by srip from www.flaticon.com Icons made by Eucalyp from www.flaticon.com Icons made by Eucalyp from www.flaticon.com Icons made by Freepik from www.flaticon.com Icons made by dmitri13 from www.flaticon.com Icons made by Wichai.wi from www.flaticon.com Icons made by Eucalyp from www.flaticon.com Icons made by prettycons from www.flaticon.com Icons made by Smashicons from www.flaticon.com Vector de Fondo creado por pikisuperstar - www.freepik.es Vector de Tecnología creado por freepik - www.freepik.es Foto de Negocios creado por jannoon028 - www.freepik.es Vector de Tecnología creado por pch.vector - www.freepik.es Vector de Negocios creado por freepik - www.freepik.es Vector de Negocios creado por gstudioimagen - www.freepik.es Business card vector created by fullvector - www.freepik.com Card vector created by upklyak - www.freepik.com Vector de Fondo creado por freepik - www.freepik.es Business vector created by fullvector - www.freepik.com ----------------------------------------------------- Iconos sociales twitter negro
Icons made by Freepik from www.flaticon.com
linkedin
Icons made by Freepik from www.flaticon.com
youtube
Icons made by Freepik from www.flaticon.com
------------------------------------------------------ Vector de Dinero creado por vectorjuice - www.freepik.es Vector de Tecnología creado por macrovector - www.freepik.es
Icons made by Freepik from www.flaticon.com
Vector de Tecnología creado por stories - www.freepik.es
Icons made by Wichai.wi from www.flaticon.com
Foto de Negocios creado por onlyyouqj - www.freepik.es
Icons made by Smashicons from www.flaticon.com
Vector de Tabla creado por upklyak - www.freepik.es Vector de Diseño creado por macrovector - www.freepik.es
Icons made by Eucalyp from www.flaticon.com
Vector de Negocios creado por freepik - www.freepik.es
Icons made by prettycons from www.flaticon.com
Icons made by Smashicons from www.flaticon.com
Vector de Infografía creado por vectorjuice - www.freepik.es Vector de Infografía creado por vectorjuice - www.freepik.es
Icons made by Freepik from www.flaticon.com
Vector de Infografía creado por upklyak - www.freepik.es Vector de Dibujos animados creado por vectorjuice - www.freepik.es Foto de Fondo creado por snowing - www.freepik.es Foto de Médico creado por freepik - www.freepik.es Foto de Café creado por jcomp - www.freepik.es Vector de Flecha creado por freepik - www.freepik.es Vector de Tecnología creado por macrovector - www.freepik.es