GDS Modellica, with many locations worldwide, is a decision software company, helping companies make better decisions in their daily business. For over 15 years we have helped hundreds of lending institutions and diverse organizations around the globe to achieve higher growth while successfully managing risk. Rather than one size fits all solutions, our industry-specific risk management insights helps guide the development and implementation of solutions tailored to individual needs.

The company provides decisional software and analytics, and machine learning techniques to manage risk, fight fraud and build profitable customer relationships. GDS Modellica solutions leverage cloud computing to maximize flexibility, speed deployment and reduce costs. Our solutions include predictive analytics, big data and decision management. GDS Modellica has clients in 30 countries include more banks, insurers, retailers, credit card issuers and more.

Outstanding Partners
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Billion Annual decision
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Years of experience

Because we understand the importance of improving risk management practices and realizing a solid return on investment when deploying such important analytics and technology, GDS Modellica Decision Architecture application can be customized to deliver a complete solution or enhance your existing applications with the necessary elements. 

Our services are optimal for any organization that needs to optimize and automate their credit risk management policies and strategies :

Financial Services
Merchant Acquirers

Our Leadership

President and Co-founder

Global CTO and
Managing Director GDS Modellica

EVP of Business Development

Partner GDS Modellica


GDS Modellica

Managing Director 

GDS Asia

Managing Director


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Our Offices


More information?


Are you interested in providing the financial services industry with the most innovative and flexible credit risk management solutions and services?


GDS MODELLICA is growing, and looking for driven individuals who can bring their creative thinking and can-do attitudes to our team. A career with GDS MODELLICA means the ability to make an impact at a rapidly growing company, and work with some of the most recognized and respected thought leaders in the credit risk management industry.


Most of all, you will have the opportunity to help our clients realize success through the use of our advanced risk management and process automation solutions. At GDS MODELLICA, we consider our clients to be partners, and are committed to helping them realize their goals.

If you are interested in working in a developing smart and seamless company, while enhancing proyect management and providing credit risk solutions to partners and customers worldwide

Data Scientist for Advanced Analytics Team

Indefinite contract. Inmediate incorporation

Functional Analyst / Credit Risk

Indefinite contract. Inmediate incorporation

Application Analyst / Help Desk

Indefinite contract. Inmediate incorporation


Modellica´s solutions support the critical job functions of today’s risk manager by streamlining the development of new strategies and removing the roadlblocks common in legacy systems.




In today’s complex and dynamic market, it is necessary that lenders fully utilize all available data to better understand customer behavior and changing demographics to remain viable to those that they serve.


Our solutions support the critical job functions of today’s risk manager by streamlining the development of new strategies and removing the roadlblocks common in legacy systems.Customer data is more widely available than ever, but leveraging data to drive smarter decisions requires new thinking and a new kind of agility. As companies develop strategies for both cloud computing and for using Big Data to improve customer relationships, analytically-empowered solutions, cloud-based applications and a flexible cloud-based Decision Management development platform become essential.



Paul Greenwood

President and Co-founder

Paul is responsible for the company’s overall strategic planning and direction, which is centered on providing the technology for clients to accurately score the behavior patterns of the customer lifecycle. Greenwood oversees GDS’ business development, sales operations and marketing direction to ensure the delivery of customer-holistic risk management technologies.

Greenwood has more than 13 years in the risk management industry, providing clients with the expertise and guidance to design, implement and manage their enterprise risk management platforms.

Yves Duhoux

Global CTO and Co-founder, Board member

Yves’ responsibilities encompass the company’s software development and solutions architecture.

Duhoux spent 10 years prior to GDS at Experian-Scorex, working out of both the Dallas office and in the company’s Monaco location. After serving as a developer in Monaco, Duhoux transferred to the U.S. to become director of architecture and advanced solutions. During his career, he has designed and implemented enterprise decision systems throughout the world for Fortune 100 companies that include Bank of America, Washington Mutual and Dell.

Antonio García Rouco

Managing Director, GDS MODELLICA EMEA & LAC

Antonio oversees the business strategy and operations of the company in Europe with full profit and loss account responsibility in the territory. The main goal of the team is to be able to help customers to leverage data to drive smarter decisions in an easy, holistic and dynamic way.

Engineer from Universidad Politécnica de Madrid and MBA from Instituto de Empresa, Antonio has 23 years’ experience in design and implementation business strategy combined with people development.

With dynamic business development skills in the last 19 years Antonio has held executive leadership positions for different multinational companies heading from Operations, Sales and Marketing to General Management. He has served for 9 years as Continental Europe General Manager in FICO (former Fair Isaac Corporation). Previously he held full P&L responsibility for the Banking and Insurance markets at Sopra/Steria (French multinational leader in digital transformation) and spent 9 years heading Sales in Equifax Credit Bureau.

Along his career Antonio has advised business organizations in Europe and Latin-America on how to implement procedures and decisional technology to allow them to get new markets, accelerate growth and boost profit.
He serves as a member of the board in several companies and writes and speaks frequently in business and specialized magazines and media events.

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