High Performance Environment


Technology will not only change customer behaviour, but also enable new risk-management techniques, often coupled with advanced analytics. The proliferation of new technologies provides cheaper, faster computing power and data storage, which enable better risk decision support and process integration.

Today, a vast amount of customer data is available and accessible to banks. Faster, cheaper computing power enables banks to leverage new information for instance, granular customer -payment and spending behaviour, social-media presence, and online browsing activity in risk decision making.

Accessing external, unstructured data offers substantial upside not only for better credit-risk decisions, but also for portfolio monitoring and early warning, the detection of financial crime, and prediction of operational losses.