Leveraging the power of GDS Modellica’s DataView360* end users can be trained to easily create new attributes based on the predefined and preprogramed set delivered under the standard Use License. Our retrospective analysis and simulation tools allow end users to perform ‘what if’ against archived data. The GDS attributes covers Inquiries, Tradelines, Public Records and Collection Items.
At a high level Attributes are segmented by Industry, Time Frames, and Delinquency Levels including Satisfactory, Minor and Major Derog. Prior to the generation of the attributes the system applies a set of Exclusionary and De-duplicate logic. Additionally, logic to generate a monthly payment amount at the tradeline level is utilized when there is no payment returned on open/active accounts.